feat(ai): 添加 AI 用户陪练（流式）功能

Administrator

2025-09-02 f8f1d6a91b32077c69dd97334559fe3165ff79b6

 src/main/java/cc/mrbird/febs/ai/res/memberAnswer/ApiMemberAnswerInsureVo.java

@@ -19,6 +19,9 @@
    @ApiModelProperty(value = "正确度")
    private String correctCntPercent;

    @ApiModelProperty(value = "产品ID")
    private String productId;

    @ApiModelProperty(value = "用时")
    private Long useTime;
}