feat(ai): 添加 AI 用户陪练（流式）功能

Administrator

2025-09-02 f8f1d6a91b32077c69dd97334559fe3165ff79b6

 src/main/java/cc/mrbird/febs/mall/entity/MallMemberWallet.java

@@ -23,4 +23,24 @@
     * 余额
     */
    private BigDecimal balance;

    /**
     * 会员经验
     */
    private BigDecimal score;

    /**
     * 抽奖积分，签到积分，下单赠送积分
     */
    private BigDecimal prizeScore;

    /**
     * 佣金
     */
    private BigDecimal commission;

    /**
     * 累计佣金
     */
    private BigDecimal totalScore;
}